Investment calculators
SIPs, mutual funds and compounding. Free, with every formula shown and no sign-up.
Rules for FY 2026-27 · Checked 24 October 2026
- CalculatorSIP calculatorWhat a monthly SIP or lump sum can grow to.
- CalculatorCompound interest calculatorSee how money grows when interest earns interest.
- CalculatorLump sum calculatorWhat a one-time investment can grow to.
- CalculatorSWP calculatorHow long a monthly withdrawal from your fund lasts.
- Ready answersSIP returns by amountWhat ₹500 to ₹50,000 a month grows to
Guides
- GuideSIP vs FD: which should you choose?Compare mutual fund SIPs and fixed deposits on returns, risk, tax and liquidity, with a 20-year example of ₹5,000 a month.
- GuideTax harvesting: use your ₹1.25 lakh of tax-free gains every yearUse the ₹1.25 lakh yearly tax-free limit on long-term gains by selling and buying back. Worked example, step by step, and the catches to watch.
About these calculators
These calculators show what regular or one-time investments could grow to, the yearly rate behind a past return, and how long a corpus lasts when you draw from it.
Returns from equity funds are not guaranteed. The rate you enter is an assumption, so try a lower one too and plan with the result you could live with.
Frequently asked questions
SIP or FD: which is better?
For goals 5 or more years away, an equity SIP has historically grown money much faster, with ups and downs. For money needed within 3 years, an FD is safer. See SIP vs FD.
How are equity fund gains taxed?
Gains on units held over a year are taxed at 12.5% above ₹1.25 lakh a year; gains within a year at 20%.
What is CAGR?
The steady yearly growth rate that would turn the starting value into the final value over the same years. It lets you compare investments held for different periods.