In-hand salary for every CTC
Pick your CTC to see the monthly in-hand pay, PF and income tax for FY 2026-27, worked out line by line.
Rules for FY 2026-27 · Checked 24 October 2026
| CTC | In hand a month | Income tax a year |
|---|---|---|
| ₹3 LPA | ₹21,199 | ₹0 |
| ₹4 LPA | ₹28,332 | ₹0 |
| ₹5 LPA | ₹35,465 | ₹0 |
| ₹6 LPA | ₹42,598 | ₹0 |
| ₹7 LPA | ₹50,730 | ₹0 |
| ₹8 LPA | ₹58,863 | ₹0 |
| ₹9 LPA | ₹66,996 | ₹0 |
| ₹10 LPA | ₹75,129 | ₹0 |
| ₹11 LPA | ₹83,262 | ₹0 |
| ₹12 LPA | ₹91,395 | ₹0 |
| ₹13 LPA | ₹99,528 | ₹0 |
| ₹14 LPA | ₹1,02,866 | ₹57,540 |
| ₹15 LPA | ₹1,08,605 | ₹86,260 |
| ₹16 LPA | ₹1,15,470 | ₹1,01,480 |
| ₹17 LPA | ₹1,22,334 | ₹1,16,710 |
| ₹18 LPA | ₹1,29,000 | ₹1,34,310 |
| ₹20 LPA | ₹1,41,883 | ₹1,74,910 |
| ₹22 LPA | ₹1,54,609 | ₹2,17,380 |
| ₹24 LPA | ₹1,66,646 | ₹2,68,130 |
| ₹25 LPA | ₹1,72,664 | ₹2,93,510 |
| ₹28 LPA | ₹1,89,758 | ₹3,81,160 |
| ₹30 LPA | ₹2,00,949 | ₹4,42,060 |
| ₹35 LPA | ₹2,28,926 | ₹5,94,310 |
| ₹40 LPA | ₹2,56,904 | ₹7,46,550 |
| ₹45 LPA | ₹2,84,881 | ₹8,98,800 |
| ₹50 LPA | ₹3,12,858 | ₹10,51,050 |
New regime. Basic at 50% of CTC, PF up to the wage ceiling, gratuity in the CTC, ₹2,400 professional tax, no bonus.